Self-Assessment & Personal Tax

Complete tax returns for sole traders, landlords, investors and individuals

Struggling with complex tax forms or worried about missing important deductions? We handle all types of self-assessment returns and ensure you claim everything you’re entitled to…

📅 Free Tax Consultation 📋 Tax Return Guide

Struggling with Self-Assessment Tax Returns?

Completing a tax return isn’t always straightforward. Whether you have rental income, are self-employed, or receive income from investments or pensions, understanding what to report and how to do it correctly can be a real challenge. It’s easy to get overwhelmed gathering all the right information and meeting deadlines.

Trusted Self-Assessment Expertise

Professional qualifications and regulatory compliance you can rely on for your tax returns

HMRC Authorised Agent

Officially authorised to act with HMRC on your behalf for self-assessment and tax matters

ICAEW Chartered Accountant

Qualified member of the Institute of Chartered Accountants in England and Wales

Chartered Institute of Taxation Member

Member of the Chartered Institute of Taxation with specialist expertise in personal tax

Self-Assessment & Personal Tax

Expert personal tax services to ensure compliance and maximise your returns

Individual Tax Returns

Worried about getting your tax return wrong?

Preparing and submitting your tax return
Calculating self-assessment liabilities
Claiming pension relief and reporting charges
Reporting all sources of income and deductions

Rental Income & Property Tax

Confused about rental property tax obligations?

Rental income reporting
Property tax compliance
Mortgage interest relief claims
Capital gains on property sales

Investment Income & Capital Gains

Struggling with investment tax calculations?

Calculating taxable investment income
Reporting dividends and interest
Computing capital gains and losses
Preparing supporting tax documentation

Tax Planning & Advice

Need strategic tax planning guidance?

Tax planning and advice
Identifying tax-saving opportunities
Timing income and expenses strategically
Maximising reliefs and allowances

How We Handle Your Self-Assessment

Complete tax return preparation and submission – all managed for you

Free Consultation & Assessment

We review your tax situation, identify all income sources and deductions, and explain your obligations and opportunities

Document Collection & Review

You provide your tax documents and records. We review everything for completeness and accuracy before preparation

Tax Return Preparation

We prepare your complete tax return, maximise all available reliefs and allowances, and ensure full HMRC compliance

Submission & Support

We submit your return by 31 January deadline and provide support with any HMRC correspondence

Frequently Asked Questions

Quick answers to common questions about self-assessment and tax returns

When is my self-assessment tax return due?

Your self-assessment tax return must be submitted by 31 January following the end of the tax year. For the 2024/25 tax year, the deadline is 31 January 2026.

Paper returns have an earlier deadline of 31 October, but we recommend filing online for accuracy and convenience.

Do I need to submit a self-assessment tax return?

You need to submit a tax return if you:

Are self-employed as a ‘sole trader’ and earned more than £1,000 (before taking off anything you can claim tax relief on)
Are a partner in a business partnership
Have rental income over £1,000 per year
Have income from savings, investments and dividends over the threshold
Are a company director
Have capital gains over the annual exemption
Need to pay the High Income Child Benefit Charge

There may be other reasons why you need to complete a tax return. If you’re unsure, we can help determine your obligations during a free consultation.

What happens if I miss the self-assessment deadline?

Late Filing Penalties:

£100 penalty for returns submitted up to 3 months late
Additional £10 per day for returns 3-6 months late (up to £900)
£300 or 5% of tax due for returns 6-12 months late
£300 or 5% of tax due for returns over 12 months late

Late Payment Penalties:

5% of unpaid tax charged 30 days after the payment due date
Additional 5% of unpaid tax charged 6 months after the payment due date
Additional 5% of unpaid tax charged 12 months after the payment due date

Interest charges are also applied to both unpaid tax and penalties from the original due date.

The costs can escalate quickly, so it’s important to file and pay on time or seek professional help to minimise penalties where possible.

How do I report rental income on my tax return?

Rental income must be reported in the UK Property section of your tax return. You can deduct allowable expenses including:

Tax credit for mortgage interest
Property management fees
Repairs and maintenance
Insurance and safety certificates
Legal and professional fees

We help ensure you claim all eligible deductions while staying compliant with HMRC rules.

What investment income needs to be declared?

You must declare investment income above certain thresholds:

Dividends: Over £500 dividend allowance
Interest: Over £1,000 personal savings allowance (£500 for higher rate taxpayers)
Capital gains: Over £3,000 annual exemption (2024/25)
Foreign income: All foreign income must be declared

We help calculate your exact liability and ensure accurate reporting of all investment income.

What tax planning opportunities should I consider?

Key tax planning strategies include:

Timing income: Spreading income across tax years to manage tax bands
Pension contributions: Maximising allowances
ISA allowances: Using full £20,000 annual allowance
Capital gains timing: Utilising annual exemptions effectively
Spousal planning: Income splitting with spouse/civil partner

We provide strategic advice tailored to your specific circumstances to minimise your tax liability legally.

Self-Assessment & Personal Tax

Struggling with Self-Assessment Tax Returns?